Sleep Number Minimum Credit Score (2024)

FAQs

What is the credit rating of Sleep Number? ›

Sleep Number Credit Card has a rating of 3.6/5 according to our proprietary credit card rating system.

Credit is extended by Synchrony Bank. ^ For New Accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

Yes, you may use your CareCredit credit card in-store at all Sleep Number locations across the United States.

Your Sleep Number^® setting is the firmness level that you can adjust in your Sleep Number mattress. Somewhere between zero and 100 is your ideal level of comfort and support, 100 being the most firm.

The score range is 10-100. We consider scores between 60-85 to be pretty great. Scores over 85 are extraordinary. Anything under 60 might mean your sleep needs a little attention.

Your 825 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.

The higher the number, the more firm the bed will be. Most people have a Sleep Number between 30-60; any lower than 30 or higher than 60 will result in a bed that will (most likely) feel uncomfortably soft or hard. Unfortunately, it's impossible to spit out a single number that is best for all side sleepers.

To qualify for the CareCredit credit card, you need a credit score of 640 or more, which is in the fair credit score range for FICO®.

Medicare covers the cost of adjustable beds only when they're prescribed by a doctor. Your doctor will need to explain your need for an adjustable bed. The same is true for most private insurance companies. Check directly with your insurance provider to make sure it offers coverage for a Sleep Number adjustable bed.

The credit limit on your CareCredit card is determined by your credit history, as is the case with all credit cards. High credit limits, combined with the ease with which CareCredit cards can be obtained, mean that they can be a good way for people with a poor credit history to pay for medical bills.

What are the downsides of a sleep number bed? ›

What Are The Downsides Of A Sleep Number Bed? Aside from their high price tags, you have to own a smartphone to use Sleep Number mattresses like the Climate360. While the SleepIQ app is easy to work, you can't access features like firmness and bed frame adjusting, the temperature settings, and more without it.

The Saatva Solaire is the most luxurious smart bed on this list, thus we offer it as a possible alternative to the Sleep Number iLE, the most luxurious option in their Innovation line. While the iLE offers 20 unique firmness levels, the Saatva Solaire offers more than twice that at 50.

In the middle of 2009, a group of individuals filed a lawsuit in San Jose against Select Comfort Corporation saying that the company's Sleep Number beds have a defect that can lead to mold growth. The lawsuit also alleges that Select Comfort was aware of the defect and tried to hide it rather than have it fixed.

USA . Sleep Number's likelihood of distress is under 39% at this time. It has slight risk of undergoing some form of financial distress in the near future.

Only the following products are covered by a 100-night In-Home Trial Period that begins the day your product is delivered: Sleep Number® smart beds (i.e., mattresses) non-adjustable bases. Climate360® smart bed (inclusive of mattress and smart adjustable base, collectively, “Climate360® smart bed”)

According to Sleep Number's latest financial reports the company's total debt is $0.94 B. A company's total debt is the sum of all current and non-current debts.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.